What We Offer
Our Services
We are a full service Insurance Appraisal and Umpire Firm specializing in Property Loss Appraisal.
Independent Appraiser
To resolve insurance disputes, Appraisal can be invoked by the property owner or insurance company. JMA Adjusting has extensive experience in resolving property loss appraisals in an independent and impartial manner.
Umpire
When the appraisal process starts, both parties must select and agree on an umpire. The designated umpire must be fair, impartial and disinterested in the outcome. JMA Adjusting provides umpire service to meet your appraisal needs.
About the Process
What is the Insurance Appraisal Process?
Appraisal is a policy provision or condition found in most property insurance policies. It is considered an alternative dispute resolution when there is a disagreement over the value of a property insurance claim. Appraisal is an alternative to litigation and is typically a right afforded to both policyholders and insurance companies.
Appraisal is not designed to resolve disagreements over coverage, but to resolve disagreements that exist on covered losses. In the event of an appraisal, both the policyholder and the insurance carrier will appoint or hire their own appraisers.
These two appraisers will select an impartial 3rd party umpire to resolve any differences the two appraisers are unable to resolve. Typically, a decision or agreement by any two of the three appraisal panel members will set the amount of the loss.
Our Advantage
Why Choose JMA Adjusting?
Decades of Experience
Extensive experience in the insurance industry as a staff and independent adjuster and as certified property loss
Timely Resolution
Our team works efficiently to resolve disputes faster than traditional litigation methods.
Independent & Impartial
We maintain strict neutrality to ensure fair and unbiased appraisals for all parties.
Trusted by All Parties
Competently and impartially serving insurance companies and policyholders alike.
How It Works
The Appraisal Process
01
Dispute Arises
A disagreement occurs between the policyholder and insurance company over the value of a property insurance claim.
02
Appraisers Appointed
Both the policyholder and the insurance carrier appoint or hire their own independent appraisers to evaluate the claim.
03
Umpire Selected
The two appraisers select an impartial 3rd party umpire. If they cannot agree, a court may appoint one.
04
Resolution Reached
A decision or agreement by any two of the three panel members sets the amount of the loss, resolving the dispute.
Get in Touch
Contact Us
Ready to discuss your insurance appraisal needs? Reach out and a member of our team will get back to you promptly.
Service Area
Why Contact Us?
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Free initial consultation
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Fast response time
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No obligation assessment
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Confidential & professional